Average student loan amount Scotland

October 20, 2016
The low Student Grant in

If you are a first degree student and ordinarily resident in Scotland, you are eligible for your tuition fees to be covered by the Scottish Government.

Tuition fees

Full-time Scottish domiciled students and non-UK EU students must apply for the payment of their tuition fees. You will need to complete an online application by the required deadline with the Student Awards Agency for Scotland (SAAS).

You can make your funding application from April 2016 onwards. We advise you to make your application early to ensure that your funding is in place for the start of the session.

For more information on tuition fees see the SAAS website.

Student loans and bursaries

Student loans are the main source of support towards living costs.

Student loans

In 2016-2017 the maximum loan available to dependent students was £5, 750 and for independent students it was £6, 750.

The maximum non income-assessed loan was increased to £4, 750.


Bursaries are non-repayable grants made available to some students for living cost support. These replace part of the student loan and do not have to be paid back.

In 2016-2017 a Young Students’ Bursary of up to £1, 875 was available for those students whose household income was up to £18, 999. This reduces to £1, 125 for those with a household income below £24, 000, and £500 below £34, 000.

In 2016-2017 an Independent Students' Bursary of up to £875 was available for those students whose household income was up to £18, 999.

Eligibility criteria for these bursaries can be found on the SAAS website.

You must apply to SAAS every year you are studying if you want help with paying your fees.


Students eligible for a loan or bursary for living costs should apply to SAAS. They will confirm the amount each student is entitled to.

Source: www.ed.ac.uk
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